Key differences on Cost & aid
- 1
Saginaw Valley State costs about $3.1K less per year on average than Murray State ($13,505 vs. $16,567, all students)
Average cost, all students - 2
Saginaw Valley State's grants cover 50% of its full price on average, vs. 46% at Murray State
Aid generosity
Cost & aid
Cost & aid
Average cost, aid generosity, net price by family income, sticker prices, and grants.
What students pay
Grants
Sticker prices
On one scale, so the bars read against each other.
Up to $110K: the average net price per year for students receiving federal aid, 2023–24; families who didn't file the FAFSA aren't included. Above it the published data end. For your own number, use the college's net price calculator .
Family income per year $150K
- Saginaw Valley StateLittle need-based aid above $110K
Merit possible; averaging $10K
- Murray StateLittle need-based aid above $110K
Published (federal figure, up to $110K) EstimateBars share one scale: the largest full price.
Where need-based aid ends, merit, and published promises
| Metric | Saginaw Valley State | Murray State |
|---|---|---|
| Need-based aid up to | Little need-based aid above $110K | Little need-based aid above $110K |
| Merit for students without need | 32% got merit aid, averaging $10K | – |
| Published promise | – | – |
A college's own promise is stated for a typical family and changes yearly; where a promise and our estimate disagree, the promise wins. Merit has no income limit, so it can lower the price above the point where need-based aid ends.
Tuition guarantee & Promise program
| Metric | Saginaw Valley State | Murray State |
|---|---|---|
| Tuition guarantee | No | No |
| Promise program | Yes | Yes |
From the colleges' Common Data Sets
| Metric | Saginaw Valley State | Murray State |
|---|---|---|
| Aid forms | FAFSA · College's own form | FAFSA |
| Aid priority date or deadline | – | – |
| Need met, first-years | 88% | – |
| Average aid package, first-years | $20,216 | – |
| College grant dollars given as merit | 41% | – |
| Aid for international students | 245 students, average $11.4K | – |
Sources:IPEDS Institutional Characteristics survey, 2023–24;IPEDS Student Financial Aid survey, 2023–24;College Scorecard, 2023–24;Saginaw Valley State University Common Data Set 2025–26, Fall 2026 entrants;Saginaw Valley State University Common Data Set 2025–26, 2025–26 (estimated);College Scorecard, most recent release;Common Data Set, most recent release;Murray State University Common Data Set 2021–22, Fall 2022 entrants;Murray State University Common Data Set 2021–22, 2020–21;Murray State University Common Data Set 2021–22, 2021–22About the data(retrieved 2026-10-12)
Figures are the newest each college has published; years can differ between colleges. Each value's ⓘ shows its source and year. Why