What's new
Profile → Cost & outcomes gets a "Borrowing and repayment" card (folded behind a Show button on phones):
- The share of undergraduates with a federal loan, against the median college, in a plain line such as "About 1 in 4 undergrads borrows federally".
- Median federal debt by background: Pell or no Pell, and three family-income bands.
- Where former students stand three years into repayment: paid in full, paying it down, paused, not paying it down, behind or in default, or forgiven.
Also:
- Known for: "Few students borrow", for the lowest 5% of loan rates among colleges with 1,000+ undergraduates.
- Explore: a "Few students borrow" filter (20% or fewer; 271 colleges), a Borrow column, and a sort.
- Compare: two new rows. Glossary: three new terms.
Behind the scenes
- The loan rate is for the same school year as the site's cost figures, and matches the federal aid survey (Michigan 24%, Vanderbilt 10%).
- Coverage: loan rate 1,882 colleges, debt by background about 1,700, repayment 1,735. No existing value changed.
- Repayment status has eight categories, some published as ranges. The bar only shows when all eight are published and add up to about 100% (1,680 colleges).
- Loan-rate history followed in the next release.
Third of the five wave 1 specs: loans-and-repayment.md.