Quad

Cost & aid

What it costs

In 2023–24, the average first-year paid an estimated $37,718 in total (tuition, housing, food, books and other costs, after grants), $13.4K more than the national median. The 99% who received grants paid $32,774 on average; the other 1% paid the full sticker price of $73,386.

−12% after inflation since 2013–14Over time
Full price
$73,386 a year
tuition, housing, food, books, and other costs
Need-based aid
Little need-based aid above $110K
aid thins out for families above that income
Merit aid
30% · avg $30K
of first-years got a grant without federal aid (a proxy: at most colleges that's merit aid)

Cost by family income

Per year for a typical family of four with one child in college. Up to $110K it is the average price federal aid recipients paid (2023–24).

Hover, tap, or use the arrow keys to read the price at an income.

$0$20K$40K$60K$0$100K$200K$300K$400K+Full price $73KLittle need-based aid above $110KMerit: $43K
  • Published federal figures
  • With an average merit award: $43K · proxy: 30% got one. A possibility, not a promise
View as a table
Price per year by family income
Family incomePrice per year
$0–30K$22K a year
$30–48K$24K a year
$48–75K$24K a year
$75–110K$29K a year
$150KPublished data end at $110K
$200KPublished data end at $110K
$250KPublished data end at $110K
$300KPublished data end at $110K
$350KPublished data end at $110K
$400K and abovePublished data end at $110K
$150K a year

At $150K: Published data end at $110K

Published data end at $110K; use the college's net price calculator for a number.

Your own number depends on the details below, so use the college's calculator for it.

What can change this

  • Savings and investments above a typical amount raise the price. The curve assumes typical assets.
  • Home equity: some colleges that use the CSS Profile count it. Check this college's own aid page or calculator.
Average total cost per year, all first-years (est.)

$37,718

Tuition, housing, food, books & other expenses, after grants · 2023–24

Full price$73,386
− Grants, averaged over every first-year−$35,668

99% got grants averaging $35,855; 1% got none.

= Average total cost$37,718
Tuition & fees$50.7KRoom & board$17.7KBooks & supplies$936Other expenses$4K

Who pays what

Received grants · 99%$32,774 averagenet price after grants
No grants · 1%$73,386full sticker price

Share of first-year students, 2023–24.

Compared to all colleges$37,718
National median: $24,284Above typical

Housing and food use the college's on-campus rates, so the estimate runs high where many students live at home. “Other expenses” is the college's estimate of personal and transportation costs. Loans aren't subtracted because they're repaid.

Median debt at graduation

$21.7K

≈ $230/month for 10 years

Payback estimate

2.2 yrs

of median salary to cover 4 years of net price

Undergrads with a federal loan50%
National median: 45%Above typical

About 1 in 2 undergrads borrows federally.

Median federal debt, by background

Everyone who borrowed and left, whether or not they graduated.

Pell Grant recipients$20,000
No Pell Grant$15,500
Family income under $30K$18,750
$30K–$75K$20,148
Over $75K$17,500

Three years into repayment

Where former undergraduates stand on their federal loans.

  • Paid in full20%
  • Paying it down28%
  • Payments paused30%
  • Not paying it down18%
  • Behind or in default4%
  • Forgiven or discharged0–1%

Some shares are published as a small range to protect privacy.

Who actually gets aid

49%of full price

Aid generosity

Generous

Grants cover 49% of the $73,386 full price on average across all first-years (generous), more than at 72% of colleges. The sticker price overstates what most students here actually pay.

$35,668 in grants per first-year ÷ $73,386 full price.

Compared to every college49%
49%
← Limitedmore generous than 72% of 1,514Very generous →

Who gets grants and scholarships

Full-time first-year students (575), 2023–24

Received grants or scholarships, avg $35,855 No grants

Where the aid comes from

From the college99% · avg $30.7K
Pell Grants34% · avg $5.8K
State or local grants35%
Student loans58% · avg $7.7K

Share of first-year students receiving each; averages are per recipient.

Aid by family income

The whole first-year class (575)

  • Federal aid + grants399avg grant $38.3K
  • Grants, no federal aid173avg grant $30.2K
  • No grants3pay full price

Students with grants but no federal aid usually got the college's own need-based aid (without federal loans or Pell) or merit aid.

By family income: only students who received federal aid (399 of 575), because income is only reported for them.

IncomeStudentsAvg grant
$0–30K78$46.3K
$30–48K47$44.8K
$48–75K56$44.1K
$75–110K61$39.1K
$110K+157$30.1K

Applying for aid

For fall 2018 entrants.

To apply for aid: the FAFSA and a state aid form.

Priority date: March 1 · Deadline: July 1 · Aid offers: on a rolling basis from February 15 · Reply by: May 1

Dates for fall 2018 entrants; the next cycle's are usually similar.

What the college's own scholarships consider

Academics✓✓
Alumni connection✓✓
Art✓✓
Leadership✓✓
Music or drama✓✓
Religious affiliation✓✓
State or district residency✓✓

A blank means the college didn't mark it, not that it never counts.

Sources:IPEDS Institutional Characteristics survey, 2023–24;IPEDS Student Financial Aid survey, 2023–24;College Scorecard, 2023–24;College Scorecard, most recent release;California Lutheran University Common Data Set 2017–18, 2017–18 (estimated);California Lutheran University Common Data Set 2017–18, Fall 2018 entrants;IPEDS directory (Institutional Characteristics: HD), 2025–26;Common Data Set, most recent releaseAbout the data(retrieved 2026-10-12)