Cost & aid
What it costs
- Full price
- $61,691 a year
- tuition, housing, food, books, and other costs
- Need-based aid
- Little need-based aid above $110K
- aid thins out for families above that income
- Merit aid
- 15% · avg $34K
- of first-years without need got merit aid
Cost by family income
Per year for a typical family of four with one child in college. Up to $110K it is the average price federal aid recipients paid (2023–24).
Hover, tap, or use the arrow keys to read the price at an income.
- Published federal figures
- With an average merit award: $28K · 15% got one. A possibility, not a promise
View as a table
| Family income | Price per year |
|---|---|
| $0–30K | $18K a year |
| $30–48K | $19K a year |
| $48–75K | $17K a year |
| $75–110K | $22K a year |
| $150K | Published data end at $110K |
| $200K | Published data end at $110K |
| $250K | Published data end at $110K |
| $300K | Published data end at $110K |
| $350K | Published data end at $110K |
| $400K and above | Published data end at $110K |
At $150K: Published data end at $110K
Published data end at $110K; use the college's net price calculator for a number.
Your own number depends on the details below, so use the college's calculator for it.
What can change this
- Savings and investments above a typical amount raise the price. The curve assumes typical assets.
- Home equity: some colleges that use the CSS Profile count it. Check this college's own aid page or calculator.
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Tuition, housing, food, books & other expenses, after grants · 2023–24
Who pays what
Share of first-year students, 2023–24.
Housing and food use the college's on-campus rates, so the estimate runs high where many students live at home. “Other expenses” is the college's estimate of personal and transportation costs. Loans aren't subtracted because they're repaid.
$64,030 before aid
Tuition, fees, and on-campus food and housing · up 11% from 2023–24.
Show the full next-year estimate
- Tuition, fees, food & housing$64,030
- Books and supplies$500
- Transportation$1,080
- Other expenses$3,628
- Total for a student living on campus$69,238
$25K
≈ $265/month for 10 years
About 1 in 2 undergrads borrows federally.
Everyone who borrowed and left, whether or not they graduated.
Three years into repayment
Where former undergraduates stand on their federal loans.
- Paid in full18%
- Paying it down25%
- Payments paused30%
- Not paying it down19%
- Behind or in default7%
- Forgiven or discharged0–1%
Some shares are published as a small range to protect privacy.
Who actually gets aid
Who gets grants and scholarships
Full-time first-year students (631), 2023–24
Where the aid comes from
Share of first-year students receiving each; averages are per recipient.
Aid by family income
The whole first-year class (631)
- Federal aid + grants462avg grant $40.3K
- Grants, no federal aid167avg grant $35.5K
- No grants2pay full price
Students with grants but no federal aid usually got the college's own need-based aid (without federal loans or Pell) or merit aid.
By family income: only students who received federal aid (463 of 631), because income is only reported for them.
From Bellarmine University's Common Data Set
First-years and all full-time undergraduates, 2025–26 (estimated).
| First-years | All full-time | |
|---|---|---|
| Need met, on average | 82% | 80% |
| Average aid package | $45,698 | $41,525 |
| Average need-based grant | $37,985 | $34,091 |
| Average need-based loan | $3,178 | $4,050 |
| Merit aid without need | 15%average $34,167 | 21%average $6,964 |
| Athletic scholarships | 41average $35,261 | – |
27% of the college's own grant dollars were awarded without regard to need.
Each college decides what a family needs, so “100% of need met” can mean different prices at different colleges. Merit awards that went toward a student's need count as need-based here.
Applying for aid
For fall 2026 entrants.
Priority date: November 1 · Deadline: none · Aid offers: on a rolling basis from January 31 · Reply by: May 1
Dates for fall 2026 entrants; the next cycle's are usually similar.
What the college's own scholarships consider
| Academics | ✓ | not marked |
|---|---|---|
| Alumni connection | ✓ | not marked |
| Art | ✓ | not marked |
| Athletics | ✓ | not marked |
| ROTC | ✓ | not marked |
| Leadership | ✓ | not marked |
| Music or drama | ✓ | not marked |
| State or district residency | ✓ | not marked |
A blank means the college didn't mark it, not that it never counts.
In the college's words:
“The HOPE Kentucky Scholars Program covers 100% of tuition and fees – including textbooks – for eligible, traditional first-year and transfer students who are Kentucky residents and graduate from a Kentucky public, private, or home school. As long as the student maintains satisfactory academic progress at Bellarmine, stays enrolled full-time, files the FAFSA each year by April 1, and remains eligible for federal Pell grants and Kentucky state aid (CAP and KTG), the funding is renewable for eight semesters. The program’s funding is applied to any remaining costs for a student after all other institutional, state, and federal funds have been applied (loans and work-study are not included in the calculation).”Bellarmine University Common Data Set
International students
Need-based aid offered.
International applicants file: International Student's Certification of Finances.
Sources:IPEDS Institutional Characteristics survey, 2023–24;IPEDS Student Financial Aid survey, 2023–24;College Scorecard, 2023–24;College Scorecard, most recent release;Bellarmine University Common Data Set 2025–26, 2026–27;Bellarmine University Common Data Set 2025–26, 2025–26 (estimated);Bellarmine University Common Data Set 2025–26, Fall 2026 entrants;IPEDS directory (Institutional Characteristics: HD), 2025–26;Common Data Set, most recent releaseAbout the data(retrieved 2026-10-12)