Quad

Cost & aid

What it costs

In 2023–24, the average first-year paid an estimated $30,109 in total (tuition, housing, food, books and other costs, after grants), $5.8K more than the national median. The 88% who received grants paid $17,768 on average; the other 12% paid the full sticker price of $37,074 in-state / $58,752 out-of-state.

Full price, in-state
$37,074 a year
tuition, housing, food, books, and other costs
Need-based aid
Little need-based aid above $110K
aid thins out for families above that income

Cost by family income

Per year for a typical family of four with one child in college. Up to $110K it is the average price federal aid recipients paid (2023–24).

Hover, tap, or use the arrow keys to read the price at an income.

$0$10K$20K$30K$0$100K$200K$300K$400K+Full price $37KLittle need-based aid above $110K
  • Published federal figures
View as a table
Price per year by family income
Family incomePrice per year
$0–30K$14K a year
$30–48K$14K a year
$48–75K$16K a year
$75–110K$21K a year
$150KPublished data end at $110K
$200KPublished data end at $110K
$250KPublished data end at $110K
$300KPublished data end at $110K
$350KPublished data end at $110K
$400K and abovePublished data end at $110K
$150K a year

At $150K: Published data end at $110K

Published data end at $110K; use the college's net price calculator for a number.

Your own number depends on the details below, so use the college's calculator for it.

What can change this

  • Savings and investments above a typical amount raise the price. The curve assumes typical assets.
Average total cost per year, all first-years (est.)

$30,109

Tuition, housing, food, books & other expenses, after grants · 2023–24

Full price, averaged across in-state & out-of-state$42,494
− Grants, averaged over every first-year−$12,385

88% got grants averaging $14,042; 12% got none.

= Average total cost$30,109
Tuition & fees$20.9KRoom & board$17.5KBooks & supplies$1KOther expenses$3.1K
Compared to all colleges$30,109
National median: $24,284Above typical

Housing and food use the college's on-campus rates, so the estimate runs high where many students live at home. “Other expenses” is the college's estimate of personal and transportation costs. Loans aren't subtracted because they're repaid.

Who pays what

Received grants · 88%$17,768 averagenet price (in-state students)
No grants · 12%$37.1K / $58.8Kfull price, in-state / out-of-state

Share of first-year students, 2023–24.

Sticker price by residency

RateTuition & feesFirst-years
In-state$15,496$37,07475%
Out-of-state$37,174$58,75225%

Full cost adds books, on-campus room & board, and other expenses ($21,578) to tuition and fees.

Next year (2023–24), reported by University of Massachusetts-Boston

$32,028 in-state before aid

Tuition, fees, and on-campus food and housing · down 3% in-state from 2023–24.

Show the full next-year estimate
  • Tuition, fees, food & housing$32,028
  • Books and supplies$800
  • Transportation$500
  • Other expenses$1,422
  • Total for a student living on campus$34,750
Median debt at graduation

$22K

≈ $233/month for 10 years

Payback estimate

1.8 yrs

of median salary to cover 4 years of net price

Undergrads with a federal loan51%
National median: 45%Above typical

About 1 in 2 undergrads borrows federally.

Median federal debt, by background

Everyone who borrowed and left, whether or not they graduated.

Pell Grant recipients$15,865
No Pell Grant$12,500
Family income under $30K$15,250
$30K–$75K$15,409
Over $75K$13,750

Three years into repayment

Where former undergraduates stand on their federal loans.

  • Paid in full13%
  • Paying it down23%
  • Payments paused35%
  • Not paying it down18%
  • Behind or in default9%
  • Forgiven or discharged1%

Some shares are published as a small range to protect privacy.

Who actually gets aid

29%of full price

Aid generosity

Moderate

Grants cover 29% of the $42,494 full price on average across all first-years (moderate), more than at 23% of colleges.

$12,385 in grants per first-year ÷ $42,494 full price.

Compared to every college29%
29%
← Limitedmore generous than 23% of 1,514Very generous →

Who gets grants and scholarships

Full-time first-year students (2,406), 2023–24

Received grants or scholarships, avg $14,042 No grants

About 1 in 8 first-year students got no grant aid and paid the full sticker price of $37,074 in-state / $58,752 out-of-state.

Where the aid comes from

From the college87% · avg $8K
Pell Grants49% · avg $5.8K
State or local grants49%
Student loans57% · avg $7.5K

Share of first-year students receiving each; averages are per recipient.

Aid by family income

By family income: only students who received federal aid, because income is only reported for them.

Aid by family income isn't reported.

Applying for aid

For fall 2023 entrants.

Need is calculated with the federal formula.

Priority date: March 1 · Deadline: none · Aid offers: on a rolling basis

Dates for fall 2023 entrants; the next cycle's are usually similar.

What the college's own scholarships consider

Academicsnot marked✓
State or district residencynot marked✓

A blank means the college didn't mark it, not that it never counts.

International students

International applicants file: the college's own form.

Sources:IPEDS Institutional Characteristics survey, 2023–24;IPEDS Student Financial Aid survey, 2023–24;College Scorecard, 2023–24;College Scorecard, most recent release;University of Massachusetts-Boston Common Data Set 2022–23, 2023–24;University of Massachusetts-Boston Common Data Set 2022–23, 2021–22;University of Massachusetts-Boston Common Data Set 2022–23, 2022–23;University of Massachusetts-Boston Common Data Set 2022–23, Fall 2023 entrants;IPEDS directory (Institutional Characteristics: HD), 2025–26;Common Data Set, most recent releaseAbout the data(retrieved 2026-10-12)