Quad

Cost & aid

What it costs

In 2023–24, the average first-year paid an estimated $19,161 in total (tuition, housing, food, books and other costs, after grants), $5.1K less than the national median. The 71% who received grants paid $10,241 on average; the other 29% paid the full sticker price of $26,623 in-state / $38,503 out-of-state.

−19% after inflation since 2013–14Over time
Full price, in-state
$26,623 a year
tuition, housing, food, books, and other costs
Need-based aid
Published data end at $110K
use the college's net price calculator for higher incomes

Cost by family income

Per year for a typical family of four with one child in college. Up to $110K it is the average price federal aid recipients paid (2023–24).

Hover, tap, or use the arrow keys to read the price at an income.

$0$10K$20K$0$100K$200K$300K$400K+Full price $27KPublished data end at $110KUse the college's calculator
  • Published federal figures
View as a table
Price per year by family income
Family incomePrice per year
$0–30K$6K a year
$30–48K$7K a year
$48–75K$9K a year
$75–110K$13K a year
$150KPublished data end at $110K
$200KPublished data end at $110K
$250KPublished data end at $110K
$300KPublished data end at $110K
$350KPublished data end at $110K
$400K and abovePublished data end at $110K
$150K a year

At $150K: Published data end at $110K

Published data end at $110K; use the college's net price calculator for a number.

Your own number depends on the details below, so use the college's calculator for it.

What can change this

  • Savings and investments above a typical amount raise the price. The curve assumes typical assets.
Average total cost per year, all first-years (est.)

$19,161

Tuition, housing, food, books & other expenses, after grants · 2023–24

Full price, averaged across in-state & out-of-state$27,098
− Grants, averaged over every first-year−$7,937

71% got grants averaging $11,123; 29% got none.

= Average total cost$19,161
Tuition & fees$8.2KRoom & board$14.2KBooks & supplies$1KOther expenses$3.7K
Compared to all colleges$19,161
National median: $24,284Below typical

Housing and food use the college's on-campus rates, so the estimate runs high where many students live at home. “Other expenses” is the college's estimate of personal and transportation costs. Loans aren't subtracted because they're repaid.

Who pays what

Received grants · 71%$10,241 averagenet price (in-state students)
No grants · 29%$26.6K / $38.5Kfull price, in-state / out-of-state

Share of first-year students, 2023–24.

Sticker price by residency

RateTuition & feesFirst-years
In-state$7,739$26,62396%
Out-of-state$19,619$38,5034%

Full cost adds books, on-campus room & board, and other expenses ($18,884) to tuition and fees.

Next year (2026–27), reported by California State University-San Marcos

$24,722 in-state · $38,852 out-of-state before aid

Tuition, fees, and on-campus food and housing · up 13% in-state, up 15% out-of-state from 2023–24.

Show the full next-year estimate
  • Tuition, fees, food & housing$24,722
  • Books and supplies$1,136
  • Transportation$1,656
  • Other expenses$3,352
  • Total for a student living on campus$30,866
Median debt at graduation

$17.4K

≈ $184/month for 10 years

Payback estimate

1.2 yrs

of median salary to cover 4 years of net price

Undergrads with a federal loan28%
National median: 45%Below typical

About 1 in 4 undergrads borrows federally.

Median federal debt, by background

Everyone who borrowed and left, whether or not they graduated.

Pell Grant recipients$12,610
No Pell Grant$15,000
Family income under $30K$12,610
$30K–$75K$12,500
Over $75K$15,000

Three years into repayment

Where former undergraduates stand on their federal loans.

  • Paid in full16%
  • Paying it down26%
  • Payments paused34%
  • Not paying it down17%
  • Behind or in default6%
  • Forgiven or discharged1%

Some shares are published as a small range to protect privacy.

Who actually gets aid

29%of full price

Aid generosity

Moderate

Grants cover 29% of the $27,098 full price on average across all first-years (moderate), more than at 24% of colleges.

$7,937 in grants per first-year ÷ $27,098 full price.

Compared to every college29%
29%
← Limitedmore generous than 24% of 1,514Very generous →

Who gets grants and scholarships

Full-time first-year students (2,500), 2023–24

Received grants or scholarships, avg $11,123 No grants

About 1 in 3 first-year students got no grant aid and paid the full sticker price of $26,623 in-state / $38,503 out-of-state.

Where the aid comes from

From the college46% · avg $5.6K
Pell Grants46% · avg $6K
State or local grants68%
Student loans32% · avg $6.1K

Share of first-year students receiving each; averages are per recipient.

Aid by family income

By family income: only students who received federal aid, because income is only reported for them.

Aid by family income isn't reported.

Applying for aid

For fall 2026 entrants.

To apply for aid: the FAFSA and a state aid form.
Need is calculated with the federal formula.

Priority date: May 2 · Deadline: none · Aid offers: on a rolling basis from March 29

Dates for fall 2026 entrants; the next cycle's are usually similar.

What the college's own scholarships consider

Academics✓✓
Athletics✓✓
Leadership✓✓
State or district residency✓not marked

A blank means the college didn't mark it, not that it never counts.

International students

The college offered its own aid to international students in 2025–26 (estimated).

Need-based and merit aid offered.

International applicants file: another form.

Sources:IPEDS Institutional Characteristics survey, 2023–24;IPEDS Student Financial Aid survey, 2023–24;College Scorecard, 2023–24;College Scorecard, most recent release;California State University-San Marcos Common Data Set 2025–26, 2026–27;California State University-San Marcos Common Data Set 2025–26, 2025–26 (estimated);California State University-San Marcos Common Data Set 2025–26, Fall 2026 entrants;California State University-San Marcos Common Data Set 2025–26, 2025–26;IPEDS directory (Institutional Characteristics: HD), 2025–26;Common Data Set, most recent releaseAbout the data(retrieved 2026-10-12)