Quad

Cost & aid

What it costs

In 2023–24, the average first-year paid an estimated $26,423 in total (tuition, housing, food, books and other costs, after grants), $2.1K more than the national median. The 98% who received grants paid $20,992 on average; the other 2% paid the full sticker price of $32,370 in-state / $52,160 out-of-state.

+5% after inflation since 2013–14Over time
Full price, in-state
$32,370 a year
tuition, housing, food, books, and other costs
Need-based aid
Little need-based aid above $110K
aid thins out for families above that income

Cost by family income

Per year for a typical family of four with one child in college. Up to $110K it is the average price federal aid recipients paid (2023–24).

Hover, tap, or use the arrow keys to read the price at an income.

$0$10K$20K$30K$0$100K$200K$300K$400K+Full price $32KLittle need-based aid above $110K
  • Published federal figures
View as a table
Price per year by family income
Family incomePrice per year
$0–30K$13K a year
$30–48K$15K a year
$48–75K$21K a year
$75–110K$23K a year
$150KPublished data end at $110K
$200KPublished data end at $110K
$250KPublished data end at $110K
$300KPublished data end at $110K
$350KPublished data end at $110K
$400K and abovePublished data end at $110K
$150K a year

At $150K: Published data end at $110K

Published data end at $110K; use the college's net price calculator for a number.

Your own number depends on the details below, so use the college's calculator for it.

What can change this

  • Savings and investments above a typical amount raise the price. The curve assumes typical assets.
Average total cost per year, all first-years (est.)

$26,423

Tuition, housing, food, books & other expenses, after grants · 2023–24

Full price, averaged across in-state & out-of-state$35,536
− Grants, averaged over every first-year−$9,113

98% got grants averaging $9,285; 2% got none.

= Average total cost$26,423
Tuition & fees$13.7KRoom & board$17.7KBooks & supplies$900Other expenses$3.2K
Compared to all colleges$26,423
National median: $24,284About typical

Housing and food use the college's on-campus rates, so the estimate runs high where many students live at home. “Other expenses” is the college's estimate of personal and transportation costs. Loans aren't subtracted because they're repaid.

Who pays what

Received grants · 98%$20,992 averagenet price (in-state students)
No grants · 2%$32.4K / $52.2Kfull price, in-state / out-of-state

Share of first-year students, 2023–24.

Sticker price by residency

RateTuition & feesFirst-years
In-state$10,560$32,37084%
Out-of-state$30,350$52,16016%

Full cost adds books, on-campus room & board, and other expenses ($21,810) to tuition and fees.

Median debt at graduation

$18.2K

≈ $193/month for 10 years

Payback estimate

1.4 yrs

of median salary to cover 4 years of net price

Undergrads with a federal loan35%
National median: 45%Below typical

About 1 in 3 undergrads borrows federally.

Median federal debt, by background

Everyone who borrowed and left, whether or not they graduated.

Pell Grant recipients$15,250
No Pell Grant$14,000
Family income under $30K$14,500
$30K–$75K$15,000
Over $75K$15,000

Three years into repayment

Where former undergraduates stand on their federal loans.

  • Paid in full22%
  • Paying it down26%
  • Payments paused31%
  • Not paying it down16%
  • Behind or in default4%
  • Forgiven or discharged0%

Some shares are published as a small range to protect privacy.

Who actually gets aid

26%of full price

Aid generosity

Moderate

Grants cover 26% of the $35,536 full price on average across all first-years (moderate), more than at 15% of colleges.

$9,113 in grants per first-year ÷ $35,536 full price.

Compared to every college26%
26%
← Limitedmore generous than 15% of 1,514Very generous →

Who gets grants and scholarships

Full-time first-year students (3,563), 2023–24

Received grants or scholarships, avg $9,285 No grants

Where the aid comes from

From the college98% · avg $3.5K
Pell Grants45% · avg $6.2K
State or local grants52%
Student loans42% · avg $7.2K

Share of first-year students receiving each; averages are per recipient.

Aid by family income

By family income: only students who received federal aid, because income is only reported for them.

Aid by family income isn't reported.

Applying for aid

For fall 2026 entrants.

To apply for aid: the FAFSA and a state aid form.
Need is calculated with the federal formula.

Aid offers: on a rolling basis

Dates for fall 2026 entrants; the next cycle's are usually similar.

What the college's own scholarships consider

Academics✓✓
Alumni connection✓✓
Art✓✓
Athletics✓✓
Job skills✓✓
Leadership✓✓
Music or drama✓✓

A blank means the college didn't mark it, not that it never counts.

International students

International applicants file: International Student's Certification of Finances.

Sources:IPEDS Institutional Characteristics survey, 2023–24;IPEDS Student Financial Aid survey, 2023–24;College Scorecard, 2023–24;College Scorecard, most recent release;Stony Brook University Common Data Set 2025–26, Fall 2026 entrants;Stony Brook University Common Data Set 2025–26, 2025–26;IPEDS directory (Institutional Characteristics: HD), 2025–26;Common Data Set, most recent releaseAbout the data(retrieved 2026-10-12)